Health Insurance

A health insurance policy protects you from surging medical costs when an illness strikes. It’s a contract between the policyholder and the insurance company upheld by the policyholder’s annual premium. We, at Sree Saran Medical Center Pvt Ltd, go every bit of the extra mile to ensure that this process is as smooth as possible for you and your family.

Types of insurance accepted

  • Cashless Hospitalisation (during hospitalisation)
  • Reimbursement Hospitalisation (after completion of treatment)

Cashless hospitalisation process

The patient visits the TPA Help Desk on the ground floor (Room No 2) to submit a copy of the Insurance TPA ID card, Patient identity proof, proposer KYC documents (Pan, Aadhaar card)  all the investigation reports and the consultation report which is relevant to the present hospitalisation. The pre-authorisation form has to then be filled by the patient and their treating doctor and mailed to the respective TPA/Insurance.

Once the pre-authorisation form is received by the TPA/Insurance, the case will be processed within 4-6 hours and the initial authorisation letter (approved or rejected) will be emailed back to the hospital by the respective TPA/Insurance.

For planned hospitalisation, the pre-authorisation form has to be submitted 72 hours prior to the hospitalisation.

For emergency cases, the pre-authorisation form has to be submitted to the TPA desk within 6 hours of admission.

Here’s a handy checklist for a seamless cashless process

  • Pre-authorisation form duly signed
  • TPA/Insurance ID card
  • Identity proof (photocopy)
  • Proposer KYC documents (Aadhar & PAN Card)
  • Last 4 years policy copy (applicable for retail policyholders)
  • First consultation papers
  • MLC /FIR copy for all RTA cases
  • Previous consultation papers

Previous surgical / medical treatment report

Post admission/ discharge process

The policyholder will be liable to pay the difference between the non-medical charges,      co-payment clause, and ailment sublimit and the eligible amount. We will inform the patient of the eligible amount and recover the balance amount directly from the policyholder.

For further details & queries

Contact

Mobile : +8056400999 (Whatsapp)

Email : insurance@ssmchospital.com

Health insurance provides financial protection against medical expenses by covering the costs of healthcare services and treatment. It typically includes coverage for hospitalization, surgeries, prescription medications, and preventive care. Health insurance plans vary in coverage levels, premiums, and deductibles, offering flexibility to suit individual and family needs. Having health insurance ensures access to quality healthcare without facing substantial financial burdens, especially during emergencies or unexpected illnesses. Additionally, many health insurance plans offer benefits such as wellness programs and telemedicine services, promoting preventive care and improving overall health outcomes. Securing health insurance coverage is a vital investment in safeguarding one’s health and financial stability.
Sree Saran Medical Center is committed to ensuring access to quality healthcare by offering health insurance coverage to patients. Our comprehensive health insurance plans provide financial protection against medical expenses, including consultations, diagnostics, treatments, and hospitalization. With a wide network of affiliated insurance providers, we strive to make healthcare services affordable and accessible to all individuals and families. By partnering with trusted insurance companies, Shree Saran Medical Center aims to alleviate the financial burden of healthcare costs, allowing patients to focus on their recovery and well-being. Trust us to prioritize your health and provide seamless access to medical care through our health insurance offerings.

EMPANELLED INSURANCE COMPANIES

1. Star Health and Allied Insurance Co., Ltd.
2. Bajaj Allianz General Insurance Co., Ltd.
3. HDFC Ergo General Insurance Co., Ltd.
4. Aditya Birla Health Insurance Co., Ltd.
5. ICICI Prudential Life Insurance Company Ltd.
6. ICICI Lombard General Insurance Co., Ltd.
7. TATA AIG General Insurance Co., Ltd.
8. National Insurance Co. Ltd.
9. United India Insurance Co., Ltd.
10. Oriental Insurance Co., Ltd.
11. New India Assurance Co., Ltd.
12. NivaBupa Health Insurance Co., Ltd.
13. Navi Health Insurance Co., Ltd.
14. SBI General Insurance Co., Ltd.

15.Go Digit General Insurance Co., Ltd.
16. Bharti Axa General Insurance Co., Ltd.
17. Future Generali India Insurance Company Ltd.
18. IFFCO TOKIO General Insurance Co., Ltd.
19. Reliance General Insurance Pvt. Ltd.,
20. Care Health Insurance Co., Ltd.
21. CholaMS general insurance company
22. Royal Sundaram General Insurance Co., Ltd.
23. Kotak General Insurance Co., Ltd.
24. Acko General Insurance Co., Ltd.
25. Edelwise General Insurance Co. Ltd.
26. Universal Sompo General Insurance Co., Ltd.
27. Magma HDI General Insurance Co. Ltd.
28. ManipalCigna TTK Health Insurance Co. Ltd.

EMPANELLED ΤΡΑ

29.Vidal Health TPA Pvt Ltd.,                                                        30.Medi Assist India TPA Pvt Ltd.,
31. MD India Health Care Services (TPA) Pvt. Ltd.
32. Paramount Health Services (TPA) Pvt.Ltd.,
33. Family Health Plan Insurance TPA Ltd. 34. Health India Service TPA Pvt.Ltd.,
35. Heritage Health TPA Pvt.Ltd.
36. Health Insurance TPA of India Ltd.
37. Good Health Plan Ltd.
38. Medvantage Insurance TPA Private Limited.
39. Ericson TPA Healthcare Pvt.Ltd.,
40. East-West Assistance Insurance TPA Pvt. Ltd.,
41. Medsave HealthCare (TPA) Ltd.
42. Genins India TPA Pvt. Ltd.
43. Spurthi Meditech TPA Pvt. Ltd.,
44. Happy Insurance TPA Services Pvt. Ltd.,

EMPANELLED GOVERNMENT SCHEMES

 45. Chief Minister’s Comprehensive Health Insurance Scheme (CMCHISTN)
46. PMJAY: Pradhan Mantri Jan Arogya Yojana
47. Railway Employees Scheme
48. Tamil Nadu New Health Insurance Scheme (TNNHIS)
49. Government Pensioner’s Scheme
50. Employees State Insurance Corporation (ESI)

EMPANELLED OP (Pre-Insurance)

51.Life Insurance Corporation of India (LIC)
52.Health Assure Pvt. Ltd.
53.Health India Services Pvt. Ltd.
54.Gowell Next Solutions Pvt. Ltd.
55.Mediassist Health Care Services Ltd.
56.Medsys Health Care Pvt. Ltd.
57.Call health
58.Call medilife
59.Get visitapp

Individuals can access timely medical care without the need to arrange funds, thanks to the approval of cashless treatment. This ensures that they receive the necessary treatments promptly and can focus on their recovery without any financial worries. Get Cashless treatment at Sree Saran Medical Center for better outcome.